How Do You Play The Card Game Cover Your Assets?

So you want to learn how to play the card game Cover Your Assets? Well, you’re in the right place! In this guide, we’ll break down the rules and strategies to help you become a master at this exciting game. Whether you’re new to card games or a seasoned player, get ready for a fun and thrilling adventure as we dive into the world of Cover Your Assets!

In Cover Your Assets, the objective is simple: be the player with the highest net worth by the end of the game. To achieve this, you’ll need to accumulate valuable assets while protecting them from your opponents’ attempts to snatch them away. It’s a game of strategy, luck, and quick thinking, making every round an exhilarating challenge.

Ready to dive in? Let’s start by understanding the basics of the game. You’ll need a deck of Asset Cards that represent different types of assets like jewelry, antiques, and more. Plus, you’ll have Action Cards that allow you to steal, protect, or swap assets. With these cards in hand, get ready to outsmart your opponents, amass a fortune, and become the ultimate asset mogul!

So, are you excited to learn more about Cover Your Assets? Get ready to discover the ins and outs of this fantastic card game, from the rules to the strategies, in our comprehensive guide. Let’s jump right in and unleash your inner asset tycoon!

How do you play the card game Cover Your Assets?

How to Play the Card Game Cover Your Assets: A Comprehensive Guide

Welcome to our comprehensive guide on how to play the card game Cover Your Assets. Whether you’re a seasoned card player or new to the game, this article will provide you with all the information you need to understand the rules, strategies, and tips for playing this exciting and competitive game. So, let’s dive in and uncover the world of Cover Your Assets!

The Objective of Cover Your Assets

In Cover Your Assets, the objective is to accumulate the highest value of assets by strategically collecting cards and protecting them from other players. The game can be played with 2-4 players, and each player aims to build a valuable collection of assets while thwarting their opponents’ attempts to do the same.

The game consists of various rounds, with each round ending when the draw pile is empty. At the end of each round, players tally up the value of their assets, and the player with the highest total wins the round. The overall winner is determined by the player who wins the most rounds.

Now that you understand the objective of the game, let’s take a closer look at the gameplay and rules of Cover Your Assets.

Starting the Game: Setting Up the Play Area

The first step in playing Cover Your Assets is to set up the play area. Start by shuffling the deck of asset cards and placing them face-down in the center to create the draw pile. Then, each player is dealt four asset cards face-down and four more cards face-up in front of them. These face-up cards form the player’s “hand” and can be used to protect their assets from being stolen by opponents.

Once the play area is set up, the youngest player goes first, and the game proceeds clockwise. Each turn consists of three phases: the Draw Phase, the Play Phase, and the End Phase. Let’s dive deeper into each phase.

The Draw Phase: During the Draw Phase, the active player draws two cards from the draw pile or takes the top card from any other player’s face-up assets, but only if they do not currently have any face-up assets themselves. The player then adds the drawn cards to their hand.

The Play Phase: Building Your Assets and Protecting Them

In the Play Phase, the active player has several options to strategically build their assets and protect them from being stolen. Here are the main actions that can be taken during this phase:

  1. Play an Asset Card: The player can play an asset card from their hand face-up in front of them. Once played, the card becomes part of their assets and is vulnerable to being stolen.
  2. Play a Defense Card: The player can play a defense card from their hand face-up in front of them. Defense cards offer protection to the player’s assets and can block attempts by opponents to steal them.
  3. Steal an Opponent’s Asset: If the player has a card in their hand that matches the top card of an opponent’s face-up assets, they can play the matching card and steal the opponent’s asset.
  4. Activate Other Special Cards: Some cards in the game have special abilities or effects. During the Play Phase, players can activate these cards according to their instructions.

Players can take one or more of these actions during their turn in any order, as long as they have the required cards and it does not violate any game rules. The Play Phase is where strategic decision-making and careful planning come into play.

The End Phase: Discarding and Passing the Turn

The End Phase, as the name suggests, is the final phase of the active player’s turn. During this phase, the player must discard down to four cards if they have more than four in their hand at the end of the Play Phase. The discarded cards are placed face-up near the draw pile, and the turn then passes to the next player in clockwise order.

The game continues with players taking turns and following the three phases until the draw pile is empty. At this point, the round ends, and players tally up the total value of their assets. The player with the highest total wins the round, and a new round begins.

Throughout the game, players must strategize, decide which assets to protect, which opponents to target, and how to best utilize their cards to come out on top. The game’s dynamic nature and interactive gameplay make it an exciting and engaging experience for players of all ages.

Tips for Mastering Cover Your Assets

In addition to understanding the rules and gameplay, here are some valuable tips to help you conquer Cover Your Assets:

1. Prioritize Protecting Your High-Value Assets:

While it can be tempting to steal your opponents’ assets, it is crucial to focus on protecting your high-value assets first. By strategically playing defense cards and building a strong asset collection, you increase your chances of winning the round.

2. Keep an Eye on Your Opponents:

Observe the moves and actions of your opponents. By paying attention to their strategies, you can predict their next moves and adjust your gameplay accordingly.

3. Use Special Cards Wisely:

Special cards can provide significant advantages or disrupt your opponents’ plans. Use them strategically, considering their potential impact on your assets and the overall game dynamics.

4. Don’t Neglect Defense Cards:

Defense cards are crucial for protecting your assets. While playing asset cards is essential, neglecting defense cards can leave your assets vulnerable to theft.

5. Adapt Your Strategy:

Be flexible and adapt your strategy based on the cards available to you and the current state of the game. Adjusting your approach and taking advantage of opportunities can give you a competitive edge.

6. Take Calculated Risks:

Playing Cover Your Assets often involves taking calculated risks. Assess the potential rewards and consequences of your actions before making decisions.

Common Questions about Cover Your Assets

Below are answers to some common questions regarding the card game Cover Your Assets:

1. Can the draw pile be replenished in a round?

No, once the draw pile is empty, the round ends, and players tally up their assets.

2. Is there a limit to the number of assets a player can have?

No, there is no limit to the number of asset cards a player can accumulate. However, players must be cautious as having too many assets can make them a target for theft.

3. Can players steal assets that are protected by defense cards?

No, when an asset is protected by a defense card, it cannot be stolen by other players.

4. Are there variations to the gameplay?

Yes, there are variations and house rules that players can incorporate to add more complexity or customize the game to their preferences. These can include adjustments to the number of cards dealt, special card abilities, or additional win conditions.

Remember, playing Cover Your Assets is all about having fun, strategizing, and embracing the unpredictable nature of the game. So gather your friends or family, shuffle those cards, and get ready for an exciting and competitive game night!

Key Takeaways: How do you play the card game Cover Your Assets?

  • 1. Cover Your Assets is a fun and engaging card game that involves strategic thinking and quick decision-making.
  • 2. The goal of the game is to collect sets of valuable assets and protect them from opponents’ attempts to steal or cover them.
  • 3. Players take turns drawing cards, playing cards, and using special actions to gain an advantage.
  • 4. Valuable assets include Cash, Cars, Art, and Jewels, each with their own point values.
  • 5. The game ends when the Asset Stack runs out, and the player with the most points from collected assets wins.

Frequently Asked Questions

1. How do you win the card game Cover Your Assets?

To win the card game Cover Your Assets, the main objective is to accumulate a higher total value of assets compared to your opponents. Players take turns drawing cards from the draw pile or stealing cards from opponents. The cards represent different types of assets, such as jewels, stocks, or cash. By strategically building sets of similar assets, you can increase their value and protect them from being stolen by opponents. The game continues until the draw pile is depleted, and the player with the highest total asset value at that point emerges as the winner.

2. How do you protect your assets in the game?

In Cover Your Assets, you can protect your assets by creating “covers”. Covers are sets of cards of the same type, such as three gold cards or four stock cards. Once you have built a cover, you lay it down in front of you, and it becomes protected. Protected cards cannot be stolen by other players. However, you must claim “cover” for your assets by verbally announcing it at the end of your turn. Failing to do so may leave your assets vulnerable to theft.

3. Can you steal assets from other players in Cover Your Assets?

Yes, in Cover Your Assets you can steal assets from other players. If an opponent has unprotected assets, you can take them by matching the asset type and having a higher value in your hand. For example, if an opponent has played two diamonds, you can steal them by playing three or more diamonds. However, if the assets are protected by covers, they cannot be stolen. It’s important to strategize when to steal from opponents, balancing the risk and reward.

4. What happens when there are no more cards in the draw pile?

When the draw pile is depleted in Cover Your Assets, players continue to take turns, but they can only steal assets from other players; drawing more cards is not allowed. This adds an element of urgency and excitement to the game, as players try to maximize their asset values using the cards already in their hands. The game ends when all players have taken their final turns, and the player with the highest total asset value is declared the winner.

5. How do you handle ties in the game?

In the event of a tie in Cover Your Assets, where two or more players have the same total asset value, the tiebreaker is determined by the player with the highest single asset card. If there is still a tie, the players continue to compare their next highest single asset until the tie is broken. If all the cards have been compared and the tie persists, the players share the victory.


Playing the card game Cover Your Assets is pretty easy! The goal is to collect sets of valuable assets, like gold or property, while protecting them from being stolen by other players. You can use wild cards, steal assets, and even use a blocker card to keep your assets safe. The game ends when someone reaches a certain point total, and the player with the most valuable assets wins!

Remember to be strategic and plan your moves carefully to outsmart your opponents. Don’t forget to protect your own assets and steal from others to gain an advantage. With a little luck and some clever maneuvering, you’ll be on your way to becoming the ultimate asset collector in no time!

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